{"id":14455,"date":"2025-11-28T14:15:47","date_gmt":"2025-11-28T13:15:47","guid":{"rendered":"https:\/\/natureetresidencevillage.com\/?p=14455"},"modified":"2025-11-28T14:59:20","modified_gmt":"2025-11-28T13:59:20","slug":"assurance-residence-secondaire-prl","status":"publish","type":"post","link":"https:\/\/natureetresidencevillage.com\/en\/blog\/assurance-residence-secondaire-prl\/","title":{"rendered":"Assurance r\u00e9sidence secondaire : quelles garanties choisir pour un cottage en PRL ?"},"content":{"rendered":"<p>Prot\u00e9ger votre cottage en <a href=\"https:\/\/natureetresidencevillage.com\/en\/parcs-residentiels-de-loisirs\/\">PRL<\/a> (Parc R\u00e9sidentiel de Loisirs), c\u2019est <strong>s\u00e9curiser votre investissement<\/strong> et votre tranquillit\u00e9.<\/p>\n<p>Bien choisir son <strong>assurance r\u00e9sidence secondaire<\/strong>, avec les garanties adapt\u00e9es, vous permet d\u2019\u00e9viter de lourdes d\u00e9penses en cas de sinistre et de profiter pleinement de vos s\u00e9jours en toute s\u00e9r\u00e9nit\u00e9.<\/p>\n<p>Le point avec <a href=\"https:\/\/natureetresidencevillage.com\/en\/\">Nature et R\u00e9sidence Village<\/a>.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-large wp-image-7788\" src=\"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih-1024x682.jpg\" alt=\"acces-assurance-porteur-vih\" width=\"1024\" height=\"682\" srcset=\"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih-1024x682.jpg 1024w, https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih-300x200.jpg 300w, https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih-768x512.jpg 768w, https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih-18x12.jpg 18w, https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2>L\u2019essentiel \u00e0 retenir<\/h2>\n<ul>\n<li>L\u2019assurance r\u00e9sidence secondaire n\u2019est pas obligatoire pour un cottage en PRL, mais fortement recommand\u00e9e.<\/li>\n<li>Parmi les garanties majeures : multirisque habitation, vol et vandalisme, d\u00e9g\u00e2ts des eaux, responsabilit\u00e9 civile.<\/li>\n<li>Le co\u00fbt varie selon la surface, la localisation, la valeur des biens et la s\u00e9curit\u00e9 du logement.<\/li>\n<li>L\u2019absence d\u2019assurance expose \u00e0 des frais tr\u00e8s \u00e9lev\u00e9s en cas de sinistre et \u00e0 la responsabilit\u00e9 envers les tiers.<\/li>\n<li>Parmi les options utiles : bris de glace, dommages \u00e9lectriques, piscine\/jardin, protection juridique et assistance 24h\/24.<\/li>\n<li>Comparer les offres et adapter les garanties \u00e0 votre profil et \u00e0 l\u2019occupation permet de maximiser la protection tout en ma\u00eetrisant le budget.<\/li>\n<\/ul>\n<h2>L\u2019assurance est-elle obligatoire pour une r\u00e9sidence secondaire en PRL ?<\/h2>\n<p>Poss\u00e9der une <a href=\"https:\/\/natureetresidencevillage.com\/en\/residence-secondaire-bretagne\/\">r\u00e9sidence secondaire en Bretagne<\/a> ou ailleurs en France dans un Parc R\u00e9sidentiel de Loisirs est un investissement attrayant, mais faut-il l\u2019assurer\u202f?<\/p>\n<p>Sachez que l\u2019assurance n\u2019est <strong>pas l\u00e9galement obligatoire<\/strong> si vous \u00eates propri\u00e9taire d\u2019un bien individuel, contrairement \u00e0 la copropri\u00e9t\u00e9.<\/p>\n<p>Toutefois, elle reste <strong>fortement recommand\u00e9e<\/strong>.<\/p>\n<p>En effet, un cottage inoccup\u00e9 une partie de l\u2019ann\u00e9e est expos\u00e9 aux vols, aux d\u00e9g\u00e2ts des eaux, aux incendies ou aux intemp\u00e9ries. Ne pas \u00eatre assur\u00e9 peut ainsi entra\u00eener des <strong>d\u00e9penses lourdes en cas de sinistre<\/strong>.<\/p>\n<p><i>L\u2019avis de Nature et R\u00e9sidence Village : souscrire une <\/i><strong><i>assurance pour r\u00e9sidence secondaire en PRL<\/i><\/strong><i> permet de <\/i><strong><i>profiter sereinement de votre propri\u00e9t\u00e9<\/i><\/strong><i> et de s\u00e9curiser votre investissement, tout en garantissant votre tranquillit\u00e9 d\u2019esprit pendant vos absences.<\/i><\/p>\n<h2>Quelles garanties doit inclure l\u2019assurance ?<\/h2>\n<p>Pour prot\u00e9ger pleinement votre <a href=\"https:\/\/natureetresidencevillage.com\/en\/achat-residence-secondaire-herault\/\">r\u00e9sidence secondaire dans l&rsquo;H\u00e9rault<\/a> ou dans un autre d\u00e9partement en PRL, certaines garanties sont <strong>indispensables<\/strong>. Elles couvrent les risques li\u00e9s \u00e0 l\u2019inoccupation, aux dommages mat\u00e9riels et \u00e0 la responsabilit\u00e9 civile.<\/p>\n<p>Selon votre usage et vos \u00e9quipements, vous pourrez compl\u00e9ter votre contrat avec des options adapt\u00e9es \u00e0 votre mode de vie et \u00e0 la valeur de votre bien.<\/p>\n<h3>Multirisque habitation<\/h3>\n<p>Cette garantie constitue <strong>le socle de votre assurance<\/strong>.<\/p>\n<p>En effet, elle couvre les dommages li\u00e9s aux incendies, explosions, d\u00e9g\u00e2ts des eaux et catastrophes naturelles.<\/p>\n<p>Pour un cottage en PRL, cette <strong>assurance r\u00e9sidence secondaire<\/strong> prot\u00e8ge le b\u00e2ti ainsi que les \u00e9quipements fixes et int\u00e9gr\u00e9s. Elle assure ainsi que votre logement reste <strong>s\u00e9curis\u00e9 m\u00eame pendant vos absences prolong\u00e9es<\/strong>, ou si vous <a href=\"https:\/\/natureetresidencevillage.com\/en\/blog\/louer-residence-secondaire-rentable\/\">louez votre r\u00e9sidence secondaire<\/a>.<\/p>\n<h3>Vol et vandalisme<\/h3>\n<p>Un cottage inoccup\u00e9 attire parfois l\u2019attention. Cette garantie couvre donc <strong>le vol<\/strong> de vos biens mobiliers, ainsi que les <strong>d\u00e9gradations volontaires<\/strong>, effractions ou cambriolages.<\/p>\n<p>Elle est indispensable pour s\u00e9curiser votre mobilier, \u00e9lectrom\u00e9nager et objets de valeur. Pensez \u00e0 v\u00e9rifier la <strong>clause d\u2019inhabitation<\/strong> qui peut limiter la couverture apr\u00e8s 60 \u00e0 90 jours d\u2019absence.<\/p>\n<h3>D\u00e9g\u00e2ts des eaux<\/h3>\n<p>Fuites, canalisations gel\u00e9es ou infiltrations peuvent rapidement causer des dommages importants.<\/p>\n<p>Cette garantie d\u2019<strong>assurance de maison secondaire<\/strong> couvre les <strong>r\u00e9parations du b\u00e2ti et des biens mobiliers<\/strong> touch\u00e9s.<\/p>\n<p>Pour un cottage en PRL, souvent inoccup\u00e9, c\u2019est une <strong>protection cruciale<\/strong> qui \u00e9vite des frais parfois tr\u00e8s \u00e9lev\u00e9s.<\/p>\n<h3>Responsabilit\u00e9 civile<\/h3>\n<p>Elle vous prot\u00e8ge si un tiers est <strong>bless\u00e9 ou subit un dommage<\/strong> sur votre propri\u00e9t\u00e9, m\u00eame en votre absence.<\/p>\n<p>Cette garantie, indispensable pour couvrir les accidents li\u00e9s \u00e0 la piscine, au jardin ou \u00e0 tout \u00e9quipement ext\u00e9rieur, assure la <strong>prise en charge des r\u00e9parations<\/strong> et frais \u00e9ventuels.<\/p>\n<h3>Options compl\u00e9mentaires<\/h3>\n<p>Selon votre cottage, vous pouvez ajouter \u00e0 votre <strong>assurance pour r\u00e9sidence secondaire en PRL<\/strong> des garanties pour le bris de glace, les dommages \u00e9lectriques, le jardin, la piscine ou l\u2019\u00e9lectrom\u00e9nager.<\/p>\n<p>Elles permettent d\u2019adapter votre couverture \u00e0 vos besoins propres et \u00e0 la valeur r\u00e9elle de vos biens.<\/p>\n<h2>Quels co\u00fbts pr\u00e9voir ?<\/h2>\n<p>Le prix d\u2019une <strong>assurance pour un cottage secondaire en PRL<\/strong> varie selon plusieurs facteurs\u202f: superficie du logement, \u00e9quipements (piscine, jardin, \u00e9lectrom\u00e9nager), localisation et garanties choisies.<\/p>\n<p>Pour un contrat multirisque habitation avec vol, d\u00e9g\u00e2ts des eaux et responsabilit\u00e9 civile, il faut compter en moyenne <strong>entre 250 et 600\u20ac par an<\/strong>.<\/p>\n<p>\u00c0 savoir : les <strong>options compl\u00e9mentaires<\/strong>,\u00a0 comme le bris de glace, les dommages \u00e9lectriques ou la piscine, peuvent faire grimper la prime.<\/p>\n<p><i>Le conseil de Nature et R\u00e9sidence Village : pour r\u00e9duire le co\u00fbt, pensez \u00e0 <\/i><strong><i>comparer plusieurs assureurs<\/i><\/strong><i>, augmenter l\u00e9g\u00e8rement votre franchise ou installer des dispositifs de s\u00e9curit\u00e9 comme une alarme ou des volets renforc\u00e9s.<\/i><\/p>\n<h2>Quels risques en cas d\u2019absence d\u2019assurance ?<\/h2>\n<p>Ne pas souscrire \u00e0 une <strong>assurance r\u00e9sidence secondaire<\/strong> pour son cottage en PRL peut <strong>co\u00fbter tr\u00e8s cher<\/strong>.<\/p>\n<p>En effet, en cas d\u2019incendie, de d\u00e9g\u00e2ts des eaux, de temp\u00eate ou de vol, vous devrez prendre en charge <strong>l\u2019int\u00e9gralit\u00e9 des r\u00e9parations<\/strong>, qui peuvent rapidement atteindre plusieurs milliers d\u2019euros.<\/p>\n<p>De plus, les dommages aux voisins ou aux tiers ne seront <strong>pas couvert<\/strong>s, exposant votre responsabilit\u00e9 civile. M\u00eame une fuite de canalisation ou un acte de vandalisme peut transformer une \u00e9conomie de quelques centaines d\u2019euros en <strong>une perte bien plus lourde<\/strong>. Des co\u00fbts importants qui viennent s\u2019ajouter \u00e0 votre <a href=\"https:\/\/natureetresidencevillage.com\/en\/blog\/pret-immobilier-residence-secondaire\/\">pr\u00eat immobilier pour une r\u00e9sidence secondaire<\/a>.<\/p>\n<p><i>Le conseil de Nature et R\u00e9sidence Village : <\/i><strong><i>assurer votre r\u00e9sidence secondaire<\/i><\/strong><i> reste donc une <\/i><strong><i>protection indispensable<\/i><\/strong><i> pour votre tranquillit\u00e9 et votre patrimoine.<\/i><\/p>\n<p>Vous r\u00eavez d\u2019<a href=\"https:\/\/natureetresidencevillage.com\/en\/blog\/investir-dans-une-residence-secondaire\/\">investir dans une r\u00e9sidence secondaire<\/a> ? D\u00e9couvrez sans attendre nos <strong>cottages en PRL<\/strong> ! Et pr\u00e9parez-vous \u00e0 d\u2019agr\u00e9ables s\u00e9jours quand bon vous semble, en famille ou entre amis !<\/p>","protected":false},"excerpt":{"rendered":"<p>Prot\u00e9ger votre cottage en PRL (Parc R\u00e9sidentiel de Loisirs), c\u2019est s\u00e9curiser votre investissement et votre tranquillit\u00e9. Bien choisir son assurance r\u00e9sidence secondaire, avec les garanties adapt\u00e9es, vous permet d\u2019\u00e9viter de lourdes d\u00e9penses en cas de sinistre et de profiter pleinement de vos s\u00e9jours en toute s\u00e9r\u00e9nit\u00e9. Le point avec Nature et R\u00e9sidence Village. L\u2019essentiel \u00e0 &#8230; <a title=\"Assurance r\u00e9sidence secondaire : quelles garanties choisir pour un cottage en PRL ?\" class=\"read-more\" href=\"https:\/\/natureetresidencevillage.com\/en\/blog\/assurance-residence-secondaire-prl\/\" aria-label=\"Read more about Assurance r\u00e9sidence secondaire : quelles garanties choisir pour un cottage en PRL ?\">Read more<\/a><\/p>","protected":false},"author":5,"featured_media":7788,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[25],"tags":[],"class_list":["post-14455","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance r\u00e9sidence secondaire\u202f: garanties cl\u00e9s pour un cottage en PRL<\/title>\n<meta name=\"description\" content=\"Quelles garanties choisir pour assurer un cottage en PRL\u202f? Multirisque, vol, d\u00e9g\u00e2ts des eaux\u2026 Prot\u00e9gez votre r\u00e9sidence secondaire efficacement et au juste prix.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/natureetresidencevillage.com\/en\/blog\/assurance-residence-secondaire-prl\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assurance r\u00e9sidence secondaire\u202f: garanties cl\u00e9s pour un cottage en PRL\" \/>\n<meta property=\"og:description\" content=\"Quelles garanties choisir pour assurer un cottage en PRL\u202f? Multirisque, vol, d\u00e9g\u00e2ts des eaux\u2026 Prot\u00e9gez votre r\u00e9sidence secondaire efficacement et au juste prix.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/natureetresidencevillage.com\/en\/blog\/assurance-residence-secondaire-prl\/\" \/>\n<meta property=\"og:site_name\" content=\"Nature et R\u00e9sidence Village\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/natureetresidence\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-11-28T13:15:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-28T13:59:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Agence SEO 2\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Agence SEO 2\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/\"},\"author\":{\"name\":\"Agence SEO 2\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#\\\/schema\\\/person\\\/31bef1cb871bfa60315ed2ad69c50aee\"},\"headline\":\"Assurance r\u00e9sidence secondaire : quelles garanties choisir pour un cottage en PRL ?\",\"datePublished\":\"2025-11-28T13:15:47+00:00\",\"dateModified\":\"2025-11-28T13:59:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/\"},\"wordCount\":1015,\"publisher\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/natureetresidencevillage.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/acces-assurance-porteur-vih.jpg\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/\",\"url\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/\",\"name\":\"Assurance r\u00e9sidence secondaire\u202f: garanties cl\u00e9s pour un cottage en PRL\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/natureetresidencevillage.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/acces-assurance-porteur-vih.jpg\",\"datePublished\":\"2025-11-28T13:15:47+00:00\",\"dateModified\":\"2025-11-28T13:59:20+00:00\",\"description\":\"Quelles garanties choisir pour assurer un cottage en PRL\u202f? Multirisque, vol, d\u00e9g\u00e2ts des eaux\u2026 Prot\u00e9gez votre r\u00e9sidence secondaire efficacement et au juste prix.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/#primaryimage\",\"url\":\"https:\\\/\\\/natureetresidencevillage.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/acces-assurance-porteur-vih.jpg\",\"contentUrl\":\"https:\\\/\\\/natureetresidencevillage.com\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/acces-assurance-porteur-vih.jpg\",\"width\":1280,\"height\":853,\"caption\":\"acces-assurance-porteur-vih\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/assurance-residence-secondaire-prl\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Nature et R\u00e9sidence Village\",\"item\":\"https:\\\/\\\/natureetresidencevillage.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Blog\",\"item\":\"https:\\\/\\\/natureetresidencevillage.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Assurer sa r\u00e9sidence secondaire\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#website\",\"url\":\"https:\\\/\\\/natureetresidencevillage.com\\\/\",\"name\":\"Nature et R\u00e9sidence Village\",\"description\":\"Un site utilisant WordPress\",\"publisher\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/natureetresidencevillage.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#organization\",\"name\":\"Nature & R\u00e9sidence Village\",\"url\":\"https:\\\/\\\/natureetresidencevillage.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/natureetresidencevillage.com\\\/wp-content\\\/uploads\\\/2019\\\/12\\\/logo-nature-residence-village-ss-baseline.jpg\",\"contentUrl\":\"https:\\\/\\\/natureetresidencevillage.com\\\/wp-content\\\/uploads\\\/2019\\\/12\\\/logo-nature-residence-village-ss-baseline.jpg\",\"width\":800,\"height\":280,\"caption\":\"Nature & R\u00e9sidence Village\"},\"image\":{\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/natureetresidence\\\/\",\"https:\\\/\\\/www.instagram.com\\\/nature_et_residence\\\/\",\"https:\\\/\\\/www.pinterest.fr\\\/natureetresidence\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/natureetresidencevillage.com\\\/#\\\/schema\\\/person\\\/31bef1cb871bfa60315ed2ad69c50aee\",\"name\":\"Agence SEO 2\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Assurance r\u00e9sidence secondaire\u202f: garanties cl\u00e9s pour un cottage en PRL","description":"Quelles garanties choisir pour assurer un cottage en PRL\u202f? Multirisque, vol, d\u00e9g\u00e2ts des eaux\u2026 Prot\u00e9gez votre r\u00e9sidence secondaire efficacement et au juste prix.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/natureetresidencevillage.com\/en\/blog\/assurance-residence-secondaire-prl\/","og_locale":"en_GB","og_type":"article","og_title":"Assurance r\u00e9sidence secondaire\u202f: garanties cl\u00e9s pour un cottage en PRL","og_description":"Quelles garanties choisir pour assurer un cottage en PRL\u202f? Multirisque, vol, d\u00e9g\u00e2ts des eaux\u2026 Prot\u00e9gez votre r\u00e9sidence secondaire efficacement et au juste prix.","og_url":"https:\/\/natureetresidencevillage.com\/en\/blog\/assurance-residence-secondaire-prl\/","og_site_name":"Nature et R\u00e9sidence Village","article_publisher":"https:\/\/www.facebook.com\/natureetresidence\/","article_published_time":"2025-11-28T13:15:47+00:00","article_modified_time":"2025-11-28T13:59:20+00:00","og_image":[{"width":1280,"height":853,"url":"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih.jpg","type":"image\/jpeg"}],"author":"Agence SEO 2","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Agence SEO 2","Estimated reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/#article","isPartOf":{"@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/"},"author":{"name":"Agence SEO 2","@id":"https:\/\/natureetresidencevillage.com\/#\/schema\/person\/31bef1cb871bfa60315ed2ad69c50aee"},"headline":"Assurance r\u00e9sidence secondaire : quelles garanties choisir pour un cottage en PRL ?","datePublished":"2025-11-28T13:15:47+00:00","dateModified":"2025-11-28T13:59:20+00:00","mainEntityOfPage":{"@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/"},"wordCount":1015,"publisher":{"@id":"https:\/\/natureetresidencevillage.com\/#organization"},"image":{"@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/#primaryimage"},"thumbnailUrl":"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih.jpg","articleSection":["Blog"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/","url":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/","name":"Assurance r\u00e9sidence secondaire\u202f: garanties cl\u00e9s pour un cottage en PRL","isPartOf":{"@id":"https:\/\/natureetresidencevillage.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/#primaryimage"},"image":{"@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/#primaryimage"},"thumbnailUrl":"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih.jpg","datePublished":"2025-11-28T13:15:47+00:00","dateModified":"2025-11-28T13:59:20+00:00","description":"Quelles garanties choisir pour assurer un cottage en PRL\u202f? Multirisque, vol, d\u00e9g\u00e2ts des eaux\u2026 Prot\u00e9gez votre r\u00e9sidence secondaire efficacement et au juste prix.","breadcrumb":{"@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/#primaryimage","url":"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih.jpg","contentUrl":"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/acces-assurance-porteur-vih.jpg","width":1280,"height":853,"caption":"acces-assurance-porteur-vih"},{"@type":"BreadcrumbList","@id":"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Nature et R\u00e9sidence Village","item":"https:\/\/natureetresidencevillage.com\/"},{"@type":"ListItem","position":2,"name":"Blog","item":"https:\/\/natureetresidencevillage.com\/blog\/"},{"@type":"ListItem","position":3,"name":"Assurer sa r\u00e9sidence secondaire"}]},{"@type":"WebSite","@id":"https:\/\/natureetresidencevillage.com\/#website","url":"https:\/\/natureetresidencevillage.com\/","name":"Nature et R\u00e9sidence Village","description":"Un site utilisant WordPress","publisher":{"@id":"https:\/\/natureetresidencevillage.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/natureetresidencevillage.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/natureetresidencevillage.com\/#organization","name":"Nature & R\u00e9sidence Village","url":"https:\/\/natureetresidencevillage.com\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/natureetresidencevillage.com\/#\/schema\/logo\/image\/","url":"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2019\/12\/logo-nature-residence-village-ss-baseline.jpg","contentUrl":"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2019\/12\/logo-nature-residence-village-ss-baseline.jpg","width":800,"height":280,"caption":"Nature & R\u00e9sidence Village"},"image":{"@id":"https:\/\/natureetresidencevillage.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/natureetresidence\/","https:\/\/www.instagram.com\/nature_et_residence\/","https:\/\/www.pinterest.fr\/natureetresidence\/"]},{"@type":"Person","@id":"https:\/\/natureetresidencevillage.com\/#\/schema\/person\/31bef1cb871bfa60315ed2ad69c50aee","name":"Agence SEO 2"}]}},"_links":{"self":[{"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/posts\/14455","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/comments?post=14455"}],"version-history":[{"count":1,"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/posts\/14455\/revisions"}],"predecessor-version":[{"id":14456,"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/posts\/14455\/revisions\/14456"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/media\/7788"}],"wp:attachment":[{"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/media?parent=14455"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/categories?post=14455"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/natureetresidencevillage.com\/en\/wp-json\/wp\/v2\/tags?post=14455"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}