{"id":2662,"date":"2019-01-23T18:22:03","date_gmt":"2019-01-23T17:22:03","guid":{"rendered":"https:\/\/natureetresidencevillage.com\/?p=2662"},"modified":"2026-10-20T13:55:16","modified_gmt":"2026-10-20T11:55:16","slug":"la-residence-secondaire-a-petit-prix","status":"publish","type":"post","link":"https:\/\/natureetresidencevillage.com\/en\/blog\/la-residence-secondaire-a-petit-prix\/","title":{"rendered":"A SECOND HOME FOR A LOW PRICE"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"2662\" class=\"elementor elementor-2662\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca588b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca588b1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-59d1d97\" data-id=\"59d1d97\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0d6328 elementor-widget elementor-widget-image\" data-id=\"d0d6328\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"855\" height=\"603\" src=\"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2020\/01\/LuisDoSouto-LSPB1232-16-06-2017-1024x722.jpg\" class=\"attachment-large size-large wp-image-2667\" alt=\"Luis Do Souto\" srcset=\"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2020\/01\/LuisDoSouto-LSPB1232-16-06-2017-1024x722.jpg 1024w, https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2020\/01\/LuisDoSouto-LSPB1232-16-06-2017-300x212.jpg 300w, https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2020\/01\/LuisDoSouto-LSPB1232-16-06-2017-768x542.jpg 768w, https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2020\/01\/LuisDoSouto-LSPB1232-16-06-2017.jpg 1920w\" sizes=\"(max-width: 855px) 100vw, 855px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7e8f9a elementor-widget elementor-widget-text-editor\" data-id=\"d7e8f9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Devenir propri\u00e9taire d&rsquo;une r\u00e9sidence secondaire n&rsquo;est pas r\u00e9serv\u00e9 aux gros budgets. Avec une bonne m\u00e9thode, il est possible de limiter la facture sans acheter un bien qui co\u00fbtera cher en travaux. <strong>Nature &amp; R\u00e9sidence Village<\/strong> pr\u00e9sente les leviers qui comptent vraiment quand on cherche une r\u00e9sidence secondaire \u00e0 petit prix.<\/p><h2>L&rsquo;essentiel \u00e0 retenir<\/h2><ul><li>Un petit prix d&rsquo;achat peut cacher de gros frais&nbsp;: travaux, \u00e9nergie, charges. Comparez le co\u00fbt total sur plusieurs ann\u00e9es.<\/li><li>La localisation p\u00e8se lourd dans le prix&nbsp;: les secteurs moins touristiques sont souvent plus abordables.<\/li><li>Un bien neuf et compact limite les travaux et l&rsquo;entretien.<\/li><li>La location peut aider \u00e0 couvrir une partie des charges, rarement toutes.<\/li><\/ul><h2>Le prix d&rsquo;achat ne dit pas tout<\/h2><p>Une maison ancienne vendue moins cher peut demander des travaux d&rsquo;isolation, de chauffage ou de toiture. \u00c0 l&rsquo;inverse, un bien neuf plus cher \u00e0 l&rsquo;achat r\u00e9duit les mauvaises surprises. Pour comparer deux offres, additionnez le prix, les frais de notaire, les travaux pr\u00e9visibles et les charges des cinq premi\u00e8res ann\u00e9es. Notre article <a href=\"https:\/\/natureetresidencevillage.com\/blog\/investir-dans-le-neuf-ou-lancien\/\">neuf ou ancien<\/a> d\u00e9taille cette comparaison.<\/p><h2>Quatre leviers pour r\u00e9duire la facture<\/h2><h3>1. Choisir un secteur moins tendu<\/h3><p>Le bord de mer et les stations affichent les prix les plus \u00e9lev\u00e9s. Les arri\u00e8re-pays, les r\u00e9gions rurales et les villages moins touristiques restent g\u00e9n\u00e9ralement plus accessibles, sans forc\u00e9ment manquer de charme. Prenez le temps de visiter hors saison pour juger du quotidien.<\/p><h3>2. Viser un bien compact et r\u00e9cent<\/h3><p>Une surface bien pens\u00e9e suffit pour un usage de loisirs. Un bien r\u00e9cent consomme peu, demande peu d&rsquo;entretien et \u00e9vite les gros chantiers. C&rsquo;est le principe des cottages en parc r\u00e9sidentiel de loisirs&nbsp;: un h\u00e9bergement neuf, sur une parcelle dont vous \u00eates propri\u00e9taire.<\/p><h3>3. Anticiper les charges r\u00e9currentes<\/h3><p>Taxe fonci\u00e8re, taxe d&rsquo;habitation sur les r\u00e9sidences secondaires, assurance, \u00e9nergie, entretien&nbsp;: un budget annuel pr\u00e9vu \u00e0 l&rsquo;avance \u00e9vite de renoncer au bien apr\u00e8s quelques saisons. Consultez notre article sur la <a href=\"https:\/\/natureetresidencevillage.com\/blog\/taxe-fonciere-residence-secondaire\/\">taxe fonci\u00e8re<\/a> et nos conseils pour l&rsquo;<a href=\"https:\/\/natureetresidencevillage.com\/blog\/assurance-residence-secondaire-prl\/\">assurance d&rsquo;une r\u00e9sidence secondaire<\/a>.<\/p><h3>4. Financer avec m\u00e9thode<\/h3><p>Comparez les offres de plusieurs banques, mesurez votre capacit\u00e9 de remboursement sans compter sur d&rsquo;\u00e9ventuels loyers, et gardez une r\u00e9serve pour les impr\u00e9vus. Les conditions sont d\u00e9taill\u00e9es dans notre guide du <a href=\"https:\/\/natureetresidencevillage.com\/blog\/pret-immobilier-residence-secondaire\/\">pr\u00eat immobilier pour une r\u00e9sidence secondaire<\/a>.<\/p><h2>Et la location pour all\u00e9ger le budget&nbsp;?<\/h2><p>Louer son bien quelques semaines par an peut financer une partie des charges. Il faut toutefois d\u00e9duire les frais de m\u00e9nage, de gestion et les imp\u00f4ts&nbsp;: le revenu net est inf\u00e9rieur au montant encaiss\u00e9. Notre article sur la <a href=\"https:\/\/natureetresidencevillage.com\/blog\/louer-residence-secondaire-rentable\/\">location d&rsquo;une r\u00e9sidence secondaire<\/a> explique comment calculer ce qu&rsquo;il reste.<\/p><h2>Les erreurs \u00e0 \u00e9viter quand on cherche une r\u00e9sidence secondaire pas ch\u00e8re<\/h2><ul><li>Se focaliser sur le prix au m\u00e8tre carr\u00e9 sans estimer les travaux.<\/li><li>Oublier les frais de notaire et les charges des premi\u00e8res ann\u00e9es.<\/li><li>Acheter dans un secteur sans l&rsquo;avoir visit\u00e9 hors saison.<\/li><li>Compter sur la location pour rembourser le cr\u00e9dit.<\/li><li>N\u00e9gliger l&rsquo;assurance d&rsquo;un logement vide, alors qu&rsquo;un sinistre peut co\u00fbter bien plus cher que la prime.<\/li><\/ul><div style=\"background:rgba(18,79,109,0.06);border-left:4px solid #124F6D;border-radius:6px;padding:20px 24px;margin:28px 0;\"><p style=\"margin:0 0 8px;font-weight:700;color:#124F6D;text-transform:uppercase;letter-spacing:0.5px;font-size:14px;\">Le conseil de Nature &amp; R\u00e9sidence Village<\/p><p style=\"margin:0;\">Fixez un budget annuel tout compris avant de visiter. Si le bien d\u00e9passe ce budget une fois les charges ajout\u00e9es, passez au suivant&nbsp;: le plaisir d&rsquo;une r\u00e9sidence secondaire repose sur la s\u00e9r\u00e9nit\u00e9.<\/p><\/div><p>Pour d\u00e9couvrir des cottages neufs en pleine propri\u00e9t\u00e9, consultez nos <a href=\"https:\/\/natureetresidencevillage.com\/nos-programmes\/\">programmes<\/a> ou <a href=\"https:\/\/natureetresidencevillage.com\/contact\/\">contactez-nous<\/a>.<\/p><h2>FAQ&nbsp;: r\u00e9sidence secondaire \u00e0 petit prix<\/h2><style>\n.nrv-faq{margin-top:10px;}\n.nrv-faq-item{border-bottom:1px solid #D5D8DC;}\n.nrv-faq-item:last-child{border-bottom:none;}\n.nrv-faq-item summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:12px;padding:15px 0;}\n.nrv-faq-item summary::-webkit-details-marker{display:none;}\n.nrv-faq-item summary h3{display:inline;margin:0;font-size:20px;font-weight:400;color:#94A280;}\n.nrv-faq-item summary .nrv-faq-icon{font-size:18px;color:#94A280;width:20px;text-align:center;flex-shrink:0;}\n.nrv-faq-item summary .nrv-faq-icon-open{display:none;}\n.nrv-faq-item[open] summary .nrv-faq-icon-closed{display:none;}\n.nrv-faq-item[open] summary .nrv-faq-icon-open{display:inline;}\n.nrv-faq-item .nrv-faq-answer{padding:0 0 18px 32px;font-size:15px;color:#414141;}\n.nrv-faq-item .nrv-faq-answer p{margin:0;}\n<\/style><div class=\"nrv-faq\"><details class=\"nrv-faq-item\"><summary><span class=\"nrv-faq-icon nrv-faq-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span><span class=\"nrv-faq-icon nrv-faq-icon-open\"><i class=\"fas fa-caret-up\"><\/i><\/span><h3>Comment acheter une r\u00e9sidence secondaire pas ch\u00e8re&nbsp;?<\/h3><\/summary><div class=\"nrv-faq-answer\"><p>En combinant un secteur moins tendu, un bien compact et r\u00e9cent, et un budget qui int\u00e8gre toutes les charges. Comparez le co\u00fbt total sur plusieurs ann\u00e9es plut\u00f4t que le seul prix d&rsquo;achat.<\/p><\/div><\/details><details class=\"nrv-faq-item\"><summary><span class=\"nrv-faq-icon nrv-faq-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span><span class=\"nrv-faq-icon nrv-faq-icon-open\"><i class=\"fas fa-caret-up\"><\/i><\/span><h3>Quel budget faut-il pr\u00e9voir pour une r\u00e9sidence secondaire&nbsp;?<\/h3><\/summary><div class=\"nrv-faq-answer\"><p>Il varie fortement selon la r\u00e9gion, le type de bien et son \u00e9tat. \u00c9tablissez un budget global&nbsp;: achat, frais de notaire, travaux \u00e9ventuels, puis charges annuelles. Les prix des programmes \u00e9voluent, renseignez-vous aupr\u00e8s de l&rsquo;\u00e9quipe pour les tarifs \u00e0 jour.<\/p><\/div><\/details><details class=\"nrv-faq-item\"><summary><span class=\"nrv-faq-icon nrv-faq-icon-closed\"><i class=\"fas fa-caret-right\"><\/i><\/span><span class=\"nrv-faq-icon nrv-faq-icon-open\"><i class=\"fas fa-caret-up\"><\/i><\/span><h3>Vaut-il mieux acheter du neuf ou de l&rsquo;ancien pour limiter les co\u00fbts&nbsp;?<\/h3><\/summary><div class=\"nrv-faq-answer\"><p>L&rsquo;ancien est souvent moins cher \u00e0 l&rsquo;achat, mais il expose aux travaux et \u00e0 l&rsquo;entretien. Le neuf co\u00fbte davantage au d\u00e9part et r\u00e9duit les d\u00e9penses impr\u00e9vues. Tout d\u00e9pend de votre capacit\u00e9 \u00e0 g\u00e9rer un chantier.<\/p><\/div><\/details><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e517479 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e517479\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ed3bba9\" data-id=\"ed3bba9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":2669,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[25,353],"tags":[],"class_list":["post-2662","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-presse"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - 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