![\"crise-covid-retard-paiement\"](\"https:\/\/natureetresidencevillage.com\/wp-content\/uploads\/2021\/10\/crise-covid-retard-paiement-1024x614.jpg\")
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In times of crisis, borrowers<\/strong> may not have the means to fulfill<\/strong> of their monthly payments.<\/strong> With the coronavirus crisis, many have seen the activities of their businesses decline,<\/strong> know the Partial unemployment<\/strong> when they just aren't put in place technical unemployment.<\/strong> For those who thus find themselves in delicate situations, the question arises as to whether it is possible to suspend or to differ<\/strong> the refund<\/strong> of real estate credit.<\/strong> We take stock.<\/p>\n <\/p>\n The authorities<\/strong> took a number of measures from the start of the crisis to sustain<\/strong> the companies<\/strong> in difficulty<\/strong> as well as employees. Among these is the maintenance<\/strong> of the wages<\/strong> for those who put themselves in sick leave<\/strong> to look after children or who are in Partial unemployment.<\/strong> For these people, whose standard of living remains approximately the same as in normal times, nothing, a priori, would justify a suspension of the refund<\/strong> of real estate credit.<\/strong><\/p>\n The question arises, however, for people who have experienced a drop in activity or income. In principle, these borrowers were supposed to be entitled to debt relief. charges<\/strong> of their credit.<\/strong> The measure is well-founded but its implementation is not simple. The suspension of payment<\/strong> of the monthly payments<\/strong> involves a bank designing a new amortization table for each borrower. However, this process can take time due to constraints linked to the pandemic. In other words, the situation of crisis<\/strong> current has for consequence of the lengthening<\/strong> of the time limit<\/strong> of treatments<\/strong> of the files.<\/strong><\/p>\n