In 2019, the French have invested in the civil societies of real estate investment €8.6 billion. The collection is growing from year to year, reflecting the trust that savers have in the viability of this product ofproperty investment.
How do French savers really perceive SCPI ? To find out more, the management company ATLAND VOISIN asked the OpinionWay institute to ask to French what they think of this real estate investment who knows a boom considerable but whose merits remain unknown with certain savers?
SCPIs attract more and more French people
If there is one thing we are sure of, it is that civil societies of real estate investment arouse interest many savers. The survey carried out by OpinionWay gives an overview of the French's relationship to this investment product. More than half of the French population is aware of SCPIs, and 20% even know how it works. THE SCPI are thus among the real estate investments the better known and understood of the French, in the same way as the Pinel investment notably.
One of the secrets of the rise of the companies of real estate investment, it's their accessibility to savers with average or even modest incomes – it is possible to invest from €1,000, sometimes less. Seniors are those who are most familiar with SCPIs – 66% of those over 65 are familiar with them. The investment product is also known to many young people – 36% of 18-24 year olds and 45% of 25-34 year olds.
More importantly, nearly 40% of French people know the civil societies of real estate investment claim to possess or desire possess of the shares in these structures. Among the people declaring that they “wish to hold” shares in SCPIs, we find many young people – 41% of them are between 18 and 24 years old and 35% between 25 and 34 years old.
Do the French know how to invest in an SCPI?
The savers French are numerous to know the principle and functioning of the civil societies of furniture placement. But how many know the terms and conditions for invest in these structures ? On this point, the opinion survey reveals that a good part of the savers questioned have a good awareness of what needs to be done to to place their money in this investment product. More than 7 out of 10 French people know that it is possible to obtain of the shares from €1,000 and almost 6 out of 10 that it is possible to start investing has credit. Furthermore, around 6 out of 10 French savers know that they can buy of the shares in line.
What exactly is an SCPI?
The SCPI is a structure in which several individual investors share shares in order to constitute a capital. The company uses this capital for acquire and manage several real estate properties. The structure is responsible for putting the rental accommodation, of perceive the rents, of realize the works necessary maintenance or improvement; it is also his responsibility to acquire of new housing or sell. It is possible to invest in the company from €1,000. The savers are associates of the structure, and as such, they are entitled to a dividend distributed each quarter. In 2019, the average yield of the SCPI was 4.4%.
Many young people want to invest in an SCPI
The French are more and more numerous to carry a interest for the SCPI. In reality, it was enough to explain to them how this investment product consists of a true craze and consolidates from year to year. 36% of savers questioned during the OpinionWay survey said they wanted invest in civil society of real estate investment. Some figures are even more promising about the future of this type of investment. 19% of those questioned say want to invest 10 to 50% of their savings in an SCPI and 52% more of the half of their saving. Those less than 35% were among the profiles who knew little aboute operation of SCPIs. But when we explained to them the interest of this type of collective investment, there are many who wear it a lot of interest. Thus, 69% of people who say they want invest more than the half of their savings in an SCPI are between 18 and 24 years old and 73% between 25 and 34 years old.
